The principle reason for Stellar’s inception was to remove the necessity for centralized display of” digital resource exchanges “. These are essential to the Bitcoin infrastructure as they are the things which allow people to actually facilitate business on the system.
Whilst the system has all the hallmarks of a Ripple clone( which shouldn’t be surprising, considers that it is founder was also involved with the early development of Ripple ), it has several important differences, namely the idea that it will remain a protocol despite having a large following& community.
In fact, current realities between the Ripple and Stellar structures is that they mostly beginning with the same codebase( as countless crypto campaigns do ). The questions that the founders of Stellar had with Ripple was to do with its” all-important consensus” system- which was removed perfectly and rewritten from the ground up for the new Stellar system.